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Crypto Payment Gateway for SaaS and Web Services

Set up crypto payments for subscribers who prefer to pay in crypto, with predictable fees and full visibility on every transaction.

Processing fee
0.40%–0.20% processing fee
Fast payment crediting
Payments credited within ~30 sec
Fast onboarding
Onboarding in 2–7 days
Lower TRC20 network fees
TRC20 network fees up to 50% lower*
Get Started
*Results depend on Energy availability and network conditions
Crypto payment gateway for SaaS and web services

Why SaaS Companies Use Crypto Payment Gateways

82% of surveyed crypto holders would consider paying with crypto if more businesses accepted it (NCA). Accepting crypto gives subscription businesses a direct way to serve that demand.

Growing crypto-native customer base

Reach a growing crypto-native customer base

Global crypto ownership has passed 774 million people. Accepting it puts a SaaS product in front of an audience that is already looking to spend.

Crypto Market Sizing Report H1 2026
Stablecoin price volatility protection

Price volatility protection

Auto-Convert fixes the rate at the moment of payment, subject to applicable conditions, and settles the converted amount in a stablecoin.

Predictable subscription payment fees

Keep more of each subscription payment

Low, predictable fees help protect margins on every subscription payment, with no hidden charges.

Fast crypto wallet withdrawals

Withdraw to your wallet without waiting

Withdrawals to your own wallet are processed in near-real time, so your revenue doesn’t sit with the payment provider.

How to Accept Crypto Payments for Your SaaS Product

SaaS companies in eligible markets can start accepting cryptocurrency payments with Finassets.

Create your account

Submit your business details.

Choose the integration path

A Payment Button for self-serve checkout, or full API integration.

Complete KYB verification

Runs alongside integration, typically completing within 2–7 days.

Go live

Start accepting crypto payments from customers who pay with digital wallets.

Crypto Payment Solutions for Different SaaS Business Models

SaaS businesses vary by audience and billing model. Finassets’ SaaS payment solution covers all of them.

Crypto payments for VPN and proxy providers

VPN & Proxy

VPN, proxy and privacy tool providers can accept crypto payments from customers who value privacy.

Crypto payments for hosting and cloud providers

Hosting & Cloud

VPS, hosting, and cloud providers can accept crypto payments from customers already building infrastructure around crypto.

Crypto payments for AI and developer tools

AI & Developer Tools

AI services, APIs, and developer tools can accept crypto payments from a technical, crypto-native user base.

Crypto payments for business SaaS

Business SaaS

CRM, marketing, analytics, productivity, and other subscription software can accept cross-border payments with fast settlement and low fees.

Crypto payments for crypto-native tools

Crypto-Native Tools

Trading bots, node and RPC providers, and on-chain analytics platforms can accept crypto payments from customers who already hold funds in their wallets.

Cryptocurrencies SaaS Companies Can Accept with Finassets

Finassets supports 70+ cryptocurrencies and multiple payment types, including stablecoins, across major blockchain networks.

Tether
Tether (USDT)
USD Coin
USD Coin (USDC)
Bitcoin
Bitcoin (BTC)
Ethereum
Ethereum (ETH)
Solana
Solana (SOL)
TRON
TRON (TRX)
Binance Smart Chain
Binance Smart Chain (BNB)
TON
TON (TON)
70+
and others

This covers the main assets across multiple currencies. The full list is broader. Contact us to check availability or request a specific asset.

Crypto Payments for SaaS Subscriptions and Recurring Billing

Crypto Payment Button for SaaS subscriptions

Payment Button

Embed a no-code Payment Button at the renewal step for self-serve checkout.

API integration for SaaS payments

API Integration

Build the payment flow directly into the billing system via API integration.

Crypto invoicing for recurring billing cycles

Invoicing for recurring cycles

Generate a crypto payment link or QR code for each billing cycle via crypto invoicing.

Fast crypto checkout for SaaS payments

Checkout built for fast payment

A structured crypto checkout lets a subscriber pay from their wallet and track payment status natively.

Auto-Convert protection against crypto volatility

Auto-Convert against volatility

Convert incoming crypto to stablecoins via Auto-Convert, with the rate fixed at the moment of deposit, subject to applicable conditions.

Crypto Payment Gateway Fees for SaaS

Processing fee

Processing fee: 0.40%–0.20%

A predictable rate based on volume, confirmed before launch and visible in real time in the dashboard.

TRC20 network cost reduction

TRC20 network cost reduction

We use pre-purchased TRON Energy instead of burning TRX, so each transfer costs less. Applied automatically, no limits.

Crypto Payment Security and Compliance for SaaS

Panama-registered

Finassets is a Panama-registered B2B crypto payment infrastructure provider, operating since 2021 with a track record across cross-border verticals.

Compliance controls

Onboarding and payment activity pass through risk-based AML/CTF, KYC and KYB controls, aligned with applicable Panamanian law and international standards.

Transaction monitoring

Payment activity is screened against risk-based controls to help identify and reduce suspicious activity in the payment flow.

Payment security controls

MPC-based wallet technology, 2FA, role-based access control, IP whitelisting, and secure API keys support payment security.

API documentation and sandbox

Complete API documentation and a sandbox let teams build and test before going live.

Help center and specialist support

24/7 support with response within 10 minutes and a dedicated manager from day one.

Why SaaS Companies Choose Finassets for Crypto Payments

SaaS requirement Finassets capability
Accept crypto
Payment Button, crypto invoicing, or API integration, supporting 70+ cryptocurrencies
Stablecoin payments
USDT (ERC20, TRC20, BEP20, Polygon, TON, Solana), USDC (ERC20, TRC20, BEP20, Polygon, Solana), DAI, and others
Billing at renewal
Payment Button at checkout, or crypto invoicing for manual and contract-based renewals
Branded checkout
Your logo on the payment page
Access to funds
Withdrawals to your own wallet in near-real time
Settlement
Credited within ~30 sec after network confirmation (typical)
International customers
Cross-border payments in eligible regions, subject to local laws and AML rules
Integration
Typically 2–7 days, with a sandbox to test before go-live
Compliance
Risk-based AML/CTF, KYC and KYB controls, aligned with applicable Panamanian law and international standards
Fees
From 0.40% down to 0.20% as volume grows

Watch How It Works

See how crypto payments work in practice
Finassets product screen, step 1 of 17

Customer Testimonials

Results may vary.

Finassets: crypto payment gateway for SaaS and web services

Structured payment infrastructure for SaaS and web service companies accepting cryptocurrency payments from customers and scaling billing across eligible markets.

Finassets crypto payment gateway for SaaS and web services

FAQ

It's the payment infrastructure that lets a software company accept cryptocurrency payments from customers, at signup and at renewal. A hosted checkout, payment link, or wallet address is generated, the payment processor confirms the transaction on the blockchain, and credits the company's account without routing through the customer's card or issuing bank.

The Finassets API lets a team build the payment flow directly into their product, checkout, or billing platform, with webhooks and callbacks for automatic status updates. Full API documentation and a sandbox environment are available to build and test before going live; standard integration typically takes 2–7 days.

Yes, with one distinction worth being precise about: crypto payments don't auto-charge a wallet the way a stored card does, so each payment is initiated by the customer. A Payment Button can sit at the renewal step in the checkout flow, or a SaaS company can send a payment link or QR code via crypto invoicing for each billing cycle, both are tracked from Submitted to Completed in the dashboard.

Incoming crypto payments can convert to stablecoins at deposit through Auto-Convert, which fixes the rate at the moment of deposit, subject to applicable conditions. The conversion runs through a third-party exchange partner, Finassets does not provide currency conversion services directly.

Transaction fees run from 0.20% to 0.40%, volume-based and confirmed before go-live, with no account maintenance fees or setup fees. Crypto-to-crypto conversions cost 0.20%, and stablecoin settlement through Auto-Convert costs 0.20%. Every fee is visible in real time in the merchant account dashboard.

Merchant onboarding and payment activity pass through risk-based AML/CTF, KYC and KYB controls, transaction monitoring, and sanctions screening, aligned with applicable Panamanian law and international standards. Business verification is confirmed during onboarding, subject to local laws and AML rules in each market a SaaS company operates in.

Yes. This is one of the more common reasons SaaS companies add a crypto rail. Settlement runs across 70+ assets and major blockchain networks, reaching customers whose cards may not clear reliably in the company's home market, subject to local laws and AML rules in each market.

The Payment Button can go live within 48 hours once documentation and KYB are complete. A full API integration typically takes 2–7 days, depending on the team's technical resources. Both paths include sandbox access before going live.

B2B and B2C SaaS, AI platforms, developer tools, cloud software and hosting, Web3 SaaS, and international software businesses with cross-border or crypto-native customers can use Finassets. Eligibility is confirmed during onboarding, subject to jurisdictional restrictions.

No. There's no automated recurring crypto debit, each payment is initiated by the customer, either through a Payment Button at the renewal step or a payment link sent via crypto invoicing. This keeps the payment behavior transparent to the customer at every cycle, and every payment is still tracked and reconciled automatically on the Finassets side.